843.800.0178 info@lowcountryhomeloans.com Commercial Financing
Quick Quote Apply Now
Investor Tool

DSCR Loan Calculator

Estimate your Debt Service Coverage Ratio and see how an investment property’s rent compares to its monthly payment.

Property & Loan Details

Enter rental income and debt service

Monthly Rental Income
$
Loan Details
$
%
15%50%
%
4%14%
Monthly Operating Costs
$
$
$
$

DSCR Result

Updates in real time

,
Debt Service Coverage Ratio
Monthly Breakdown
Gross Rental Income,
Principal & Interest,
Taxes + Insurance,
HOA + Flood,
Total Debt Service,
Apply Now → Discuss Your Scenario
Estimates only. Depending on the program, qualifying rent may be based on an existing lease, appraiser market rent, or other eligible rental-income documentation. Actual DSCR in underwriting may differ. Not a commitment to lend.

This calculator is for illustration and educational purposes only. Results are estimates based on the information you enter and example rates; they are not a loan offer, rate quote, pre-approval, or commitment to lend. Actual rates, payments, terms, and eligibility depend on credit, income, property, program guidelines, and lender approval. Not all borrowers or properties will qualify.

CallTextQuick Quote