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Free Tool

Cash-Out Refinance Calculator

See how much equity you can pull from your property, net cash, new loan amount, and monthly payment.

Property & Loan Details

Calculate your available equity

Property Information
$
$
Cash-Out Parameters
%
50%90%
$
New Loan Terms
%
$

Cash-Out Analysis

Equity access & new payment

,
Net Cash to You
Breakdown
Property Value,
Max Loan at LTV,
Pay Off Existing Loan,
Closing Costs,
Net Cash to You,
New Monthly Payment,
Remaining Equity,
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Estimates only. Cash-out up to 90% LTV is available on qualifying primary residences; second homes and investment properties are typically lower. Actual LTV and cash-out depend on credit, occupancy, property type, and program guidelines. Not a commitment to lend.

This calculator is for illustration and educational purposes only. Results are estimates based on the information you enter and example rates; they are not a loan offer, rate quote, pre-approval, or commitment to lend. Actual rates, payments, terms, and eligibility depend on credit, income, property, program guidelines, and lender approval. Not all borrowers or properties will qualify.

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