Summary
Buying your second home or looking for a jumbo?
Available Programs
- Jumbo Loan: We offer jumbo financing for loan amounts greater than the conforming limit of $548,250. 3.5% down up to $1.5 Million & 5% down up to $2 Million!
- Super Jumbo Loans: We offer jumbo financing for loan amounts greater than the conforming loan limit.
Programs
Jumbo Loan
We offer jumbo financing for loan amounts greater than the conforming limit of $548,250. 3.5% down up to $1.5 Million & 5% down up to $2 Million!
Qualifications
| Minimum Down Payment | 3.5% |
| Minimum Credit Score | 620 |
| Max Debt-To-Income Ratio | 55% |
| Non-Occupant Co-Borrower | Allowed |
| Mortgage Insurance | No |
| Eligible Property Types | Single family residence, 1-4 unit, PUD's, townhouse, condo, non-warrantable condo, and contels. |
| Max Loan Amount | $10,000,000 |
Super Jumbo Loans
We offer jumbo financing for loan amounts greater than the conforming loan limit.
Qualifications
| Minimum Down Payment | 40% |
| Minimum Credit Score | 680 |
| Max Debt-To-Income Ratio | 50% |
| Non-Occupant Co-Borrower | Allowed |
| Mortgage Insurance | No |
| Eligible Property Types | Single family residence, 1-4 unit, PUD’s, townhouse, condo, non-warrantable condo, and condtels. |
| Max Loan Amount | $10,000,000 |
| Reserves | 12-24 Months (based on loan amount) |
| Occupancy Type | Primary, Secondary, and Investment |