Summary
Use bank statements or 1099s to qualify for a loan! These are our most popular self-employed loan programs.
Qualifications
Minimum Down Payment
10% of sales price
Minimum Credit Score
600
Max Debt-To-Income Ratio
50%
Non-Occupant Co-Borrower
Allowed
Mortgage Insurance
No
Eligible Property Types
Single family residence, 1-4 unit, PUD’s, townhouse, condo, non-warrantable condo, and condtels,
Loan Amount
$150,000 to $8,500,000
Reserves
3-12 Months (based on loan amount)
Occupancy Type
Primary, Secondary, and Investment