Home Buying Process

Step 1: Getting Started (Discovery Phase)

Purchasing a home is the biggest investment most people will ever make ~ the American Dream. Before you purchase your house, it is important to do your homework and prepare. It is very important to work with someone who knows the market and someone you can trust.

The first step in the home buying process should always start with preparation and a conversation with your home loan expert.

First Step:

Preparation (a few questions to ask yourself):

• What can I afford?
• Where do I want to live?
• What do I want / need?
• What do I need to start?
• How much do I need to put down?
• What about my credit?

Conversation (initial application):

The answers to the questions above will be discovered over our initial conversation. The initial conversation can be completed in-person, over the phone, or online. During this phase we will discuss your options, goals, and answer all questions you have before moving to step 2.

Step 2: Supporting Documentation & Selecting The Right Loan Program

Step 3: Select Real Estate Agent & Identify Your Home

Step 4: Finalize Home Loan (Pre-Closing)

Step 5: Close On Your Home