Summary
The USDA helps our rural communities and allows 100% financing in eligible areas. Check out the might below to see if you are eligible.
Qualifications
Minimum Down Payment
No Down Payment Required
Minimum Credit Score
640
Max Debt-To-Income Ratio
50%
Non-Occupant Co-Borrower
Not Allowed
Mortgage Insurance
Yes
Eligible Property Types
Single resident, townhouse, condo, PUD, modular
Eligible Areas
https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
Max Seller Concessions
6%
Max Loan Amount
$484,350